Terms of Service

These Terms govern your use of the T.O.M website and any related services. By using this site, you agree to these Terms.

Membership

• Membership tiers and prices may change with notice.
• Paid tiers are month-to-month unless stated otherwise.
• Benefits may depend on partner availability and eligibility requirements.

No legal or financial advice

Content on this website is for general information. It is not legal, financial, or professional advice. Always consult qualified professionals for your specific situation.

Third-party services

We may link to third parties (e.g., suppliers, finance partners). We are not responsible for their services, pricing, or policies.

Acceptable use

• Do not misuse the site, attempt to hack it, or interfere with its operation.
• Do not submit false information or impersonate others.

Limitation of liability

To the extent permitted by law, T.O.M is not liable for indirect losses or damages arising from your use of the site or services.

Contact

Questions? Email info@tom.co.za.